Commercial loans are a type of private money loan used for commercial real estate ventures, such as purchasing, refinancing, or expanding commercial properties like office buildings, retail spaces, or industrial complexes. These loans are tailored to meet the unique needs of businesses and investors in the commercial real estate market.

DSCR loans, or Debt Service Coverage Ratio loans, are a type of private money loan used for income-producing properties. These loans assess the property's ability to generate income relative to its debt obligations, providing assurance to lenders and borrowers alike.

Fix and flip loans are a type of private money loan used by real estate investors to purchase distressed properties, renovate them, and then sell them for a profit. These loans are typically short-term and are based on the value of the property after renovations are complete.

Private money lending differs from traditional lending in several key ways. Traditional lenders, such as banks, often have strict criteria for loan approval, including credit score requirements and lengthy approval processes. Private money lenders, on the other hand, may offer more flexible terms and faster approval times, making them a popular choice for real estate investors.

Private money lending is a form of financing where individuals or private investors lend money to real estate investors, typically for the purpose of purchasing properties or funding real estate projects. These loans are often based on the value of the property being purchased, rather than the borrower's creditworthiness.